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Secured credit cards are designed to assist people who have never had credit or those who have bad credit, in order to enable them to establish a good credit rating.
Typically, secured credit cards are issued when the holder is able to offer a type of “security” deposit to the lender by depositing a pre-arranged amount of money into a savings account, money market or certificate of deposit. Learn <a href="http://www.newhorizon.org/Info/secured-credit-cards-establish-credit.htm"> How secured credit cards work</a> and why its considered the safest way to establish credit?